say86

Which features matter most to you in an On-Demand Pay solution? (select all that apply]

Integration with payroll / HR systems

Automated deductions on payday

Inclusion of budgeting, savings, and financial wellness tools

Adherence to FCA code of practice / compliance assurance

Custom branding or company-specific portal

Transparent cost structure

Who would cover the transaction fees for employee advances?

Employer will cover all fees

Employee will cover the fees

Split or negotiated based on usage

Not decided yet — looking for advice

What frequency of on-demand pay access would you offer?

One request per pay period

Multiple requests allowed

Up to a set percentage of wages available at any time

Not sure — want to understand possibilities

What is your preferred implementation model?

Full automation with zero manual payroll changes

Semi-automatic

Pilot with a small team before full rollout

Unsure — need implementation support

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